our business


When a business is able to recover after a loss, we all benefit.

Our Business

Structured to Help You Succeed

Resilience starts with us. That’s not something we say, but everything we do.

It’s what we’ve been practicing for nearly 200 years. Because we know that to give you the strength you need, we need to be strong ourselves—from our business units to our board of directors to our balance sheet. So, no matter where you are in the world, when you’re backed by FM Global, you know your business has risen to a higher standard.

See how we help back your success below.


You want a property insurance company that’s your partner—one that can offer what you need, when you need it. The FM Global Group is structured to make that happen. Our affiliates and business units help us deliver the full range of products and services your business needs to be resilient.

Learn How We’re Structured


In 1835, the concept of loss prevention was widely unheard of. If your business was hit by fire, flood or another natural hazard, you were out of luck. Until a Rhode Island textile mill owner named Zachariah Allen came along. He decided to make property improvements designed to minimize the chance of fire loss at his textile mill. His decision would change the course of business.

See How FM Global Grew


Count on FM Global leadership to have your best interests in mind. Our board of directors, eight advisory boards and five risk management executive councils are the heart of our corporate governance. Board-appointed clients—who are also owners in our mutually owned company—also have a seat at the table and provide a vital perspective.

Meet Our Leaders


Our excellent financial health holds steady, year after year. That gives us the fortitude to take risks in the first place—and to help you take them, too. Learn more about our financial success, and how it gives you access to large, stable capacity in all market conditions.

See Our Strengths


Helping you maintain business continuity has been our mission since 1835. We extend our loss prevention philosophy to all aspects of our own business, and are equally committed to investing in our communities and making a sustainable difference to the environment. Resilience is responsible.

Learn More