Financial Health

A Company Built for Volatility

Choose a partner in resilience that walks the talk. For nearly 200 years, we have offered stability and security, even through some of the most volatile economic ups and downs—and we’ve got the balance sheet and financial ratings from Fitch, A.M. Best and S&P Global to prove it.

This is just one of the reasons more than 90 percent of our policyholders stay with us year after year—some for more than 100 years. This consistency is due, in no small part, to a unique client focus, a mutual ownership model, and a very rewarding potential membership credit program.

The bottom line is that we’ve created a business model that means our financial success is your financial success. It’s not just a partnership. It’s a very beneficial one.

Industry Ratings:



Regulatory Reporting

2022 Solvency and Financial Condition Report – FM Insurance Europe S. A.

2022 FM Insurance Europe S.A. (Swiss Branch) Financial Condition Report

FM Insurance India Branch Public Disclosures