Defining the FM Global Difference
At FM Global, we believe it is better to prevent a loss than try to recover from one afterward. However, should a loss occur, the FM Global Advantage paired with innovative and unique products such as Time Element Select™, Sustainability Select™ and the FM Global Advantage Policy Commentary were developed to provide comprehensive coverage tailored to your individual business needs. These products are delivered consistently across the globe through our WorldReach® capabilities.
The driving force behind all our products and services is the groundbreaking research and testing conducted by our world-renowned scientists and property loss prevention engineers. They continually advance loss-prevention practices and establish new industry standards through state-of-the-art research and testing—enabling FM Global to create customized loss-prevention solutions and policies that meet risk tolerance levels and business needs.
As a mutual organization, FM Global is able to integrate our clients' changing needs and priorities directly into our business. By addressing the property hazards and possible associated business risks that threaten facilities, we offer a level of capacity, risk management service, and understanding of property loss prevention that is unmatched.
Benefits of the FM Global Difference
Through our world-class scientific research, on-the-ground engineering and property risk management expertise, FM Global provides unmatched knowledge and insight to solve clients' problems. » Watch Video
The loss prevention dedication of the policyholders who own and govern us have made it possible to return close to US$1 billion through membership credits. » Watch Video
Dedication to commercial property, combined with a performance-based approach, ensures we provide the commitment and expertise required to service clients worldwide. » Watch Video
Client Perspectives
"Pre-planning and programs for crisis management and business continuity are, and should be, part of a company's culture. That's what FM Global preaches, and it's definitely a competitive advantage for us."
—Dennis Gemignani
Director of Risk Management, Tyco
Contact Us
FM Global has offices around the globe ready to serve your commercial and industrial property insurance, risk management and loss prevention needs.