Comprehensive and Client-Focused
Our commitment to providing the best products and services available is characterized by a comprehensive, client-focused approach that is fully integrated into our business.
The unique research and testing capabilities of FM Global ensure consistent and up-to-date loss prevention engineering standards. Regular on-site assessments, combined with our risk analysis expertise, provide an accurate assessment of potential loss and its impact.
Our loss prevention and control expertise provides dependable, scientifically based solutions that go beyond insurance to impact the cost of risk equation. We help clients select the best options, execute them, and manage change.
A clear assessment of underlying risk will help determine whether to accept or transfer risk. When transferring risk, FM Global is the ideal carrier because of its financial strength, willingness to pay claims, and ability to provide a capacity commitment with proven reliability.
Engineering
The key to business continuity is visiting each major facility we insure to give clients a clear, consistent view of the hazards they face. This allows
FM Global to offer customized, practical and scientifically proven solutions; identify risk-improvement priorities and help manage change; and provide the foundation for good loss control decisions.
Underwriting
The clear view of risk afforded by FM Global engineering allows our underwriters to select risk and responsibly expose more capital. The reduced losses that result from our clients' loss-prevention efforts generate a performance differential we share with our client-owners in the form of more capacity, broader coverage, competitive terms and conditions, and periodic membership credits in the form of substantial premium discounts for our clients.
Claims
FM Global proactively works with clients to ensure a common understanding of coverage, terms, and conditions that result in less downtime, faster claims settlements, and fewer surprises. Our claims people prepare our clients for the unexpected, and work to mitigate loss and restore business operations quickly if a loss event occurs.
Client Perspectives
"We realize their recommendations are based on science and that FM Global engineers are actually consultants in our property loss prevention efforts. It truly is a partnership."
—David Michaels
Albany International Corp.
Sharing Knowledge
FM Global’s information-sharing policy ensures clients are well-equipped to make sound risk management decisions.
Contact Us
FM Global has offices around the globe ready to serve your commercial and industrial property insurance, risk management and loss prevention needs.
